About us


 

Our Staff

Candius Stearns
Candius Stearns

Ext: 8677

Direct: (248) 721-8677

Cell: (248) 840-9595

Mike Vereecke
Mike Vereeke

Ext: 8116

Direct: (248) 721-9116

Cell: (248) 561-6861

Andy Bawol

Andy Bawol

Ext: 8676

Direct: (248) 721-8676

Danielle Innis

Danielle Innis

Ext: 8678

Direct: (248) 721-8678

Jon Hodges

Jon Hodges

Ext: 2385

Direct: (248) 721-8675

Cell: (248) 830-4654

John Tedesco

John Tedesco

Ext: 8675

Direct: (248) 721-8675

Brianne Bonello

Brianne Bonello

Ext: 8117

Direct: (248) 721-9117

Diane Thrushman

Diane Thrushman

Ext: 8118

Direct: (248) 721-9118

Krystn McIntyre

Krystn McIntyre

Ext: 8119

Direct: (248) 721-9119

Adele Cox

Adele Cox

Ext: 2382

Direct: (248) 246-2382

 

 

 

Employee Benefits.  How is your company being served?

 

DFB is a full service benefits brokerage specializing in the design and implementation of Employee Benefits Programs that offer a wide array of benefits at affordable costs.  We shop the market and create personalized benefit programs that will meet the needs of the employer and the employee.   Our product lines include health, dental, vision, short term and long term disability, group life, AD&D, long term care, voluntary product lines, weekly income, Individual estate and personal planning as well as business compliance regulation.  DFB also has a market with Property and Casualty, Worker’s Compensation programs, Business Operation Plans, Home Auto and other personal lines coverage.  401K and investing can be handled by our 401 K Specialist Jon Hodges.

 

Some of our services include:

  • A comprehensive web page offering employers and their employees a tool to access information anytime it is needed twenty-four hours a day.
  • Our TPA handles compliance review and assistance in getting business up to date and in compliance.
  • An online Human Resource Software system New Hire and Open Enrollment that allows employers to organize, manage, and track employee data and enroll employees electronically in the company’s benefit plans. Smart phone apps are available for employees to download their benefits information.
  • Personalized Employee booklets detailing the schedule of plan benefits specifically designed for your company presented at an employee meeting to explain your coverage.
  • Dedicated client service personnel to handle all problems from the beginning of the renewal process through the implementation and day to day activities throughout the year.

    
DFB works with respected major carriers including Blue Cross Blue Shield of Michigan, Blue Care Network, HAP, Principal, Assurant, and others to provide quality group benefit products for our clients.  We play an important role in keeping employer costs down with annual reviews and quotes from competing carriers.  Equally important is our commitment to customer service.  We encourage our clients to direct their employees to our staff to handle, address, and resolve benefit issues and claims problems.

 

Our services include:

The filing of claims for benefits inclusive of STD/LTD, death benefits, or health claims for traditional plan holders.

  • We fight denials, improper reimbursement, and billing disputes between the carriers and providers.
  • We process enrollments, terminations, and changes for the client on a daily basis with the carriers whose products we market.

 

This allows the employer’s staff to spend their time on their business.  When their employees utilize our system we contact the carriers, doctors, hospitals, and others to resolve the problem or claim, which in turn frees up their HR staff to concentrate on other responsibilities in the company.

 

 

 


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